Attachments on assets
If you have an unpaid claim that we’re enforcing, we can place an attachment on your assets. This means that the assets we’ve placed an attachment on can later be sold to cover the claim.
Remove the attachment on assets
To remove an attachment on assets, you must pay the claims that have led to the attachment on assets.
Remove the attachment on assets
To place an attachment on your assets, we must first carry out attachment proceedings to determine how to cover the claim you owe. We’ll usually notify you before we make the decision.
We can place an attachment on your assets
We can place an attachment on real property, such as houses, holiday homes, or plots of land. We can also place attachments on bank accounts, securities, vehicles, boats, or other valuable movable property. The main rule is that we can place an attachment on all your property and assets. You’re obliged to inform us of all your assets on which we can place an attachment.
We’ll never place an attachment on more assets than are needed to cover our claim.
For private individuals, we do not place attachments on
- clothes, home contents, or other personal objects if they do not have a high monetary value
- money to cover the necessary costs of living until you receive your next salary or benefit payment
- car worth less than 2/3 G if you need it for work or education
If we place an attachment on any of your assets, you’ll get a mark on your credit record.
If we place an attachment on your bank account, the account will be blocked for the relevant amount.
When the account is blocked, we can ask the bank to transfer all or part of that amount to us to cover unpaid claims.
When we place an attachment on your or your business's assets, we can use the attachment as a basis for a forced sale to cover your unpaid claims.
You'll receive a notification before we start a forced sale.
As a general rule, you can appeal the attachment placed on assets until we’ve requested a forced sale of the attached asset.
Deadlines for appealing can vary from case to case. You’ll find the appeal deadline regarding your case in the letters you receive from us.
You’re personally responsible for your own debt. We cannot place an attachment on your spouse's or cohabiting partner's share of a property, only on the share you own.
If you're considering taking out a new loan or refinancing, it may be more difficult if a partial attachment has been placed on your residential property.