Important information

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Varsel om utlegg

Når du har fått et varsel om utlegg og ikke kan betale, bør du sjekke og eventuelt endre opplysningene vi har om deg.

Logg inn:

Se eller endre dine opplysninger

Dette bør du gjøre

  • Sjekk at de økonomiske opplysningene vi har om deg er riktige. 
  • Gi oss nye opplysninger om økonomi, eiendeler og eiendommer hvis vår oversikt ikke stemmer.
  • Legg ved dokumentasjon på de nye opplysningene.

Fristen for å gi oss nye opplysninger, står i brevet du har fått fra oss.

Du kan stoppe utlegg ved å betale

Du kan stoppe en beslutning om utlegg ved å betale hele kravet, inkludert renter og omkostninger. Pengene må være registrert hos oss før vi beslutter utlegget. Vanligvis får du varsel om dette i forkant. 

Mark on your credit record

A decision on distraint can lead to a mark on your or your business's credit record. A mark on your credit record will make it difficult to get new loans, credit, and subscriptions, such as phone subscriptions.

To delete the mark on your credit record, you must pay the claims.

Rettigheter og konsekvenser

You're entitled to appeal the decision on distraint.

Deadlines for appealing can vary from case to case. You’ll find information about the appeal deadline and how to appeal in the letters you receive from us.

You’re personally responsible for your own debt. We cannot make deductions from the income of your cohabiting partner or spouse. Your cohabiting partner or spouse can still be affected by the deduction because the household’s combined income is reduced during the deduction period.

We cannot place an attachment on your spouse's or cohabiting partner's share of a property, only on the share you own. If you're considering taking out a new loan or refinancing, it may be more difficult if a partial attachment has been placed on your residential property.

A decision on distraint can have three outcomes:

  • We make deductions from your income
    A fixed amount is deducted from your pay each month by your employer or by Nav.
  • We place an attachment on your assets 
    This means that we place an attachment on assets, such as real property, a car, bank accounts, or securities. We can then request a forced sale of the assets we have placed an attachment on. If we place an attachment on a bank account, the account will be blocked for the relevant amount.
  • We find no assets available for distraint
    It means we have not found any income we can make deductions from or any assets we can place an attachment on.

You may receive a mark on your credit record in all three cases.