Attachment proceedings

We can examine what you own and whether we can place attachments on your assets.

When carrying out attachment proceedings, we check if we can place attachments on assets or property.

Mark on your credit record

your credit record will make it difficult to get new loans, credits and subscriptions, such as phone subscriptions.

You must pay the entire claim for the mark on your credit record to be deleted.

You can stop the attachment proceedings by paying

You can stop the attachment proceedings by paying the entire amount, including interest and costs. The payment must be registered in our systems before the planned date of the attachment proceedings. 

Usually, you’ll be notified in advance about how and when we’ll conduct the attachment proceedings to give you a chance to pay the claim.

If you pay the day before or the day of the attachment proceedings, you must contact us so that we can explain how you can forward or show us proof of the payment. 

If you’re unable to pay now

If you’ve been notified of the attachment proceedings, but cannot pay, the attachment proceedings will be held, and we can place an attachment on your assessments. Therefore, we ask that you send us updated information that may be relevant to the attachment proceedings. This could, for example, be information about assets, property and any liens relevant for us to know about, or it could be documentation that you receive financial help from NAV.

You do not need to be present

All attachment proceedings are held in our offices or at the offices of the enforcement officer (namsmannen), depending on the case.

You do not need to be present when we hold the attachment proceedings. If you want to be present, we ask that you call us no later than the day before the attachment proceedings to make an appointment. 

You’ll receive a letter describing the outcome of the attachment proceedings. 

If we place an attachment on your bank account

If we place an attachment on a bank account, the account will be blocked for the relevant amount.

We request that you send us an authorisation allowing us to withdraw the blocked amount from your account. Use the authorisation form we’ve sent you in relation to the attachment proceedings. Then you’ll avoid us forwarding your case to the enforcement officer (namsmannen) and paying an extra fee for the transfer of the amount to us.

Appealing attachment proceedings

If we’ve placed attachments on your assets, you can appeal the attachment proceedings as long as we have not yet asked the district court to start selling the assets. If you want to appeal our choice of assets, you must do so within a month of the attachment being placed.